Colorado Small Business Health Insurance

Shopping the right Colorado small business health insurance plan can be a mind-boggling experience without the help of a trusted health insurance broker. You can rest assured that with Colorado Health Insurance Shop you will be getting the Best Rate Guarantee on all Small group Health Insurance plans.

I'm committed to helping you find the best value for your needs. Your business will save time and money and have  continued support servicing both your needs and the needs of your employees. Do you already have small business health insurance in Colorado? If you do and you're not satisified with the level of service you are recieving please by all means feel free to contact me to see how I can help.

With me as your Small Group Insurance Broker you will be able to:

• Attract & retain high quality employees
• Reduce hiring & training costs
• Guarantee health insurance to your employees regardless of health issues
• Feel safe in knowing that you are in good hands

Here a few common Colorado Small Group Health Insurance FAQ's

Who is considered a "Small Employer"?

• Employers with 2-50 employees who work 24 hours or more a week on a regular basis.

Can I get Small Group Insurance if I'm self employed?

• Yes you can. Colorado has what's called Business Group of One. To be eligible you have to have carried on significant business activity for at least one year prior to applying and have generated a taxable income or derived a substantial part of your income your business. Apply for coverage within 30 days of your birthday or within 31 days of the one year anniversary of your business.

How much of my employees premium am I required to pay?

• The employer is required to pay a minimum of 50% of the employee only cost. The employer does not have to contribute anything to dependent coverage.

What is the application process?

• Fill out the Group Census Form.
• Have your employees fill out the  Colorado Uniform Group Application. 
• Colorado law requires that life insurance be sold to each plan member so they will also need to fill out the Colorado Group Life Application. 
• Please note that even if an employee is electing to waive coverage they will still need to fill out both applications.
• Once we have decided on a plan you'll then fill out the carrier Group Application. You will also need to provide the correct Tax Documentation along with the application.